Retirement Planning
Retirement Savings Ideas
Lifetime stream of income
Eliminate market risk while receiving a high return on investment
Never outlive your money
Save on taxes, avoid probate
Living benefits if you have a chronic, critical, or terminal illness or injury
IUL, a miracle investment
We consider Indexed Universal Life for clients up to 50 years old, who are in relatively good health. Money builds up as cash value. The return on your money is pegged to the well known stock market indices... but when the market goes down, your principle stays stable - no loss. Zero is your hero. In retirement, you can borrow on your cash value. Since a loan from your left pocket to your right pocket is not income, your retirement nest egg can be tax free. Call Jim on 908-421-6151 for a personalized illustration.
FIA, A Lifetime Stream of Income you don't outlive
We consider Fixed Indexed Annuities clients up to 50 plus years old. Money builds up in the accumulation stage. As with an IUL above, the return on your money is pegged to the well known stock market indices... but when the market goes down, your principle stays stable - no loss. Zero is your hero. In retirement, you can annuitize or turn on a guaranteed lifetime income rider. Call Jim on 908-421-6151 for a personalized illustration.